As you can see from the summary, sunscreen chemicals harm other sea life along with corals.
Tourism has a big impact by their sheer numbers. As ABC News reported, “In many cases, local infrastructure is strained, waste treatment is mismanaged and as a result, natural habitats are destroyed. In tropical areas such as Kahalu'u Bay on the Big Island of Hawaii, the nearly 400,000 visitors and beachgoers per year has resulted in a steady stream of chemical pollutants commonly found in sunscreens and lotions being introduced to local waters.” We don’t think about it, but those chemicals, along with other pollutants are being dumped into our oceans without much thought of its impact on our ocean environment.
In fact, this is becoming such a problem that some states are starting to ban the chemical-based sunscreen. “But over the last few years, a movement has emerged to ban such sunscreen ingredients based on evidence that they are toxic to coral reefs. And it's making significant progress politically: In February, Key West, Florida, banned the sale of sunscreens containing oxybenzone and octinoxate in an effort to protect coral reefs from bleaching and death. Similar bans were set in the state of Hawaii and the Republic of Palau last year.”